*Accident & Sickness Medical Expenses Reimbursement – Deductible of $ 100.

**Sickness Dental Relief – Deductible of $150

***Included under the benefit limit of Accident & Sickness Medical Expense Reimbursement.

#Maximum amount to be reimbursed per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) insured.

##Loss of  Passport Benefit – Deductible of $30

###Personal Liability Benefit – Deductible of $200

^Trip Delay – Deductible of 12 hrs. $10 per 12 hours & Maximum $100

^^Hijack – Deductible of 1 day, $100 per day & Maximum $500

^^^In – Hospital Indemnity – Deductible of 1 day $15 per day & Maximum $150

MAIN EXCLUSIONS : You are not covered if any expenses incurred directly or indirectly in respect of : Travelling against the advice of a Physician; for obtaining treatment; Pre-existing ailments & complications arising out of them; Suicide of attempted suicide; War; Terrorism; Illegal Acts; Dangerous Sports; etc.  For Other Exclusions please refer to the policy wordings.